Terms of Service
1. Introduction
Welcome to Investique. By accessing or using our services, you agree to comply with and be bound by these Terms of Service (‘Terms’). If you do not agree to these Terms, please do not use our services.
2. Acceptance of Terms
By creating an account or using our services, you confirm that you are of legal age to enter into this agreement and have the capacity to comply with these Terms.
3. Modifications to Terms
Investique reserves the right to modify these Terms at any time. If we make any changes, we will notify you by posting the updated Terms on our website. Your continued use of our services after any changes indicates your acceptance of the new Terms.
4. Services Offered
Investique provides investment services, including but not limited to investment advice, portfolio management, market analysis, and educational resources. We strive to provide accurate and timely information, but we do not guarantee the completeness or reliability of such information.
5. User Accounts
5.1 Account Registration
To use certain features of our services, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process. You are responsible for maintaining the confidentiality of your account credentials.
5.2 Account Security
You are responsible for safeguarding your password and for any activities or actions under your account. You agree to notify us immediately of any unauthorized use of your account.
6. User Responsibilities
As a user of our services, you agree to:
- Use our services only for lawful purposes and in accordance with these Terms.
- Not engage in any activity that interferes with or disrupts our services.
- Not use our services to violate any applicable laws, regulations, or third-party rights.
- Not provide false information or misrepresent your identity.
7. Risks of Investing
Investing involves risks, including the risk of losing your investment. You should carefully consider your investment objectives, level of experience, and risk appetite before making any investment decisions. We do not guarantee any specific results from your use of our services.
8. Fees and Payments
Our services may involve fees. By using our services, you agree to pay all applicable fees and taxes in connection with your use of the services. We reserve the right to change our fees at any time, with notice to you if required by law.
9. Termination
9.1 Termination by You
You may terminate your account at any time by contacting us. Upon termination, your right to use our services will immediately cease.
9.2 Termination by Investique
We may terminate or suspend your access to our services at our discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.
10. Disclaimer of Warranties
Our services are provided on an ‘as is’ and ‘as available’ basis without any warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, secure, or error-free, nor do we make any representations about the accuracy or reliability of any information obtained through our services.
11. Limitation of Liability
To the fullest extent permitted by law, Investique, its affiliates, and their respective officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits or revenues, arising from your use of our services.
12. Indemnification
You agree to defend, indemnify, and hold harmless Investique and its affiliates from and against any claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney’s fees) arising from:
- Your use of our services;
- Your violation of these Terms;
- Your violation of any third-party rights, including intellectual property rights;
- Any claim that your content caused damage to a third party.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Investique operates, without regard to its conflict of law principles.
14. Dispute Resolution
Any dispute arising out of your use of our services or these Terms shall be resolved through binding arbitration. You agree to waive any right you may have to a jury trial or to participate in a class action lawsuit.
15. Privacy Policy
Your use of our services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your information. By using our services, you acknowledge that you have read and understood our Privacy Policy.
16. Miscellaneous
16.1 Severability
If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.
16.2 Entire Agreement
These Terms constitute the entire agreement between you and Investique regarding the use of our services and supersedes all prior agreements and understandings.
16.3 Waiver
The failure of Investique to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision.
17. Contact Us
If you have any questions or concerns about these Terms, please contact us for assistance.